Agents

Markel Basic Health insurance is designed for the 26 million working Americans who do not have health insurance. It is not intended to replace Major Medical, but it does provide a meaningful level of benefits for those without coverage at an affordable rate for both employer and employee.

It is a limited medical plan that directly reimburses employees a fixed amount for the medical services they use most, such as doctors’ office visits, emergency room visits, diagnostic testing, surgery, and hospitalization.

Why Markel Basic Health?

• Affordable premiums.
• Employer can choose from six plans or have a plan customized for them.
• Low participation requirements.
• No industries excluded.
• No health questions or underwriting.
• Includes child wellness benefits and an 18-month survivor benefit.
• Employer chooses eligibility classes.
• Simpler scheduled benefit “chassis” than mini-med plans.
• No deductibles or coinsurance.
• Employer group product approved in 41 states.
• “A” rated carrier, Markel Insurance Company.