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Dental

This option can be selected by itself or added to a medical plan.  No employer contribution is required for the Dental Plan Option.

Dental Care Maximums

$1500 annual maximum

 

$500 periodontics maximum

 

$750 orthodontics maximum

Dental Benefits: Scheduled amounts are payable up to $1,500 per covered person per calendar year for preventative and diagnostic care, restorative treatment, root canals, periodontics ($500 lifetime maximum), oral surgery and orthodontia ($750 maximum per course of treatment). Some benefits require a 12 month waiting period before benefits are available. (See Schedule of Benefits on page 6.)

Survivor Benefit: Dependent coverage will continuepremium freefor up to 18 months after the end of the month in which the insured employee's death occurs.

 

 

Schedule of Benefits

Category

Benefit Amount

 

 

Type 1:   Preventive & Diagnostic

 

a)       Oral exams, including prophylaxis

$48.00

b)       Bitewings, per film

$6.40

c)       X-ray, panoramic or cephalometric

$48.00

d)       Sealants / topical fluoride

$13.60

e)       Space maintainers

$144.00

 

 

Type 2:   Major Restorative

 

a)       Crowns, bridges & dentures

$240.00

b)       Pre-fabricated crowns

$80.00

c)       Crown build-up procedures

$6400

 

 

Type 3:   Minor Restorative

 

a)       Fillings

$56.00

b)       Crown, bridge and denture repairs

$32.00

c)       Relining or rebasing dentures

$80.00

 

 

Type 4:   Endodontics

 

a)       Root canals, apicoectomies

$256.00

b)       Root amputation 

$128.00

c)       Therapeutic pulpotomy, retrograde fillings, apexification, hemisection

$64.00

 

 

Type 5:   Periodontics ($500 Lifetime Maximum)

 

a)       Tissue grafts or bone surgery

$128.00

b)       Gingivectomy (per quadrant), periodontal scaling, periodontal
periodontal scaling, periodontal splinting, root planing

$80.00

c)       Gingival curettage (per quadrant)

$48.00

d)       Gingivectomy (per tooth)

$32.00

 

 

Type 6:   Oral Surgery

 

a)       Surgeries Level 1 (ex. Removal of exostosis)                                                   

$160.00

b)       Surgeries Level 2 (ex. Removal of impacted tooth)                                          

$88.00

c)       Surgeries Level 3 (ex. Simple extraction)

$48.00

 

 

Type 7:   General Anesthesia and IV

 

a)       IV, first half hour general, each additional 1/4 hour general

$96.00

 

 

Type 8:   Orthodontia (Per Course of Treatment)

$750.00

 

 

Types 1 through 7 subject to annual maximum of:

$1500.00

 

 

Types 2, 5, 6a, 7 and 8 are subject to 12 month waiting period

 

 

 

RATES

Enrollees

Monthly Rate

Employee

$21.93

Employee & Spouse      

$43.14

Employee & Child(ren)  

$57.90

Family                           

$79.11