Markel Insurance Company - Plans and Rates

Plans and Rates


Medical Insurance Plans and Rates

Benefits

Value Plan Pays:

Standard Plan Pays:

Enhanced Plan Pays:

Doctor Office Visits - 5 visits per covered person per calendar year. One visit may be used for wellness care.

Diagnostic Testing or X-ray
For medically necessary diagnostic tests and x-rays performed in a doctor’s office or outpatient facility. (3 visits per covered person per calendar year. One visit may be used for wellness care)

Child Wellness Visits - Benefits payable for routine well-child care doctor visits at eleven specified age intervals, from birth through age five. Well-child care includes physical exams, laboratory tests, immunizations, vision screenings, and hearing screenings.

Regular Inpatient Stay - Overnight stays in hospital. A maximum of 100 days per confinement.

ICU/CCU - A maximum of 30 days per confinement.

Mental Illness - A maximum of 30 days per confinement.

Alcohol and Substance Abuse - A maximum of 30 days per confinement.

Convalescent Facility - Confinement must begin within three days of a hospitalization stay of at least three days. A maximum of 60 days per confinement.

Emergency Room - Applicable for emergency room visits when patient is not confined to the hospital. (3 visits for injuries & 1 visit for sickness per person per calendar year)

Inpatient - One inpatient surgery per covered person per calendar year.

Outpatient - One outpatient surgery (performed in a hospital or outpatient surgery center) per covered person per calendar year.

Benefit Upgrades

Available

Monthly Rates:

Value Plan

Standard Plan

Enhanced Plan

Option 1

Option 2

Option 1

Option 2

Option 1

Option 2

Employee Only

$22.73

$39.92

$52.77

$70.07

$75.79

$93.94

Employee & Spouse

$40.47

$71.38

$94.47

$125.53

$135.74

$168.31

Employee & Child(ren)

$52.29

$87.12

$113.51

$148.64

$160.51

$197.75

Family

$70.05

$118.56

$155.22

$204.10

$220.47

$272.11

Notes:

Minimum Employer Contribution Is 50% Of Employee-Only Rate

Employer Chooses Waiting Period - 0, 30, 60 Or 90 Days And Whether Or Not It Applies To Active Employees On The Plan Start Date

Payroll Deduction Required For Employee-Paid Premiums

Multiple Plans Available On A Class Basis