Affordable

• Employees pay a reasonably priced premium.
• Employers pay only 50% of the employee only premium.
• There are no deductibles or coinsurance.

Flexible

• Employers can choose from six plans or choose their own custom plan.
• Employers can choose eligible classes of employees (full time, part time, seasonal, temporary).
• Employers can choose the waiting period for eligibility.

Accessible

• No industries are excluded.
• Employees do not need to answer health questions or take a physical exam.